LA couple Dan and Christine Bruckner won $208 Million in the New York Mega Millions jackpot in January, and took the lump sum payment.
Everyone's buzzing about the Mega Millions $540 $640 Million draw. But it poses a problem.
The top prize is made up of a cash amount gained from tickets sold in the game. For the draw tomorrow that lump cash amount is currently $389 $462 Million.
So which is best - all cash or annual payments? Take the poll - then read on for some answers...
Your decision will probably boil down to your age.
If you win later in life (60+), you'll get more value with a Cash Option.
If you're young, your decision will depend on whether you're going to live for the full term.
A lot of people don't realize that when a win enters their life, most winners change their lifestyle. They experience more travel, drink and eat more, buy toys - like planes and fast cars - and take more risk. So their life expectancy may not be that easy to predict.
You can take advice. There are websites that calculate the opportunity cost of a Cash Option or an Annuity.
But while that's fine for a million or two - for this huge sum of money, I believe you're better off getting it all now!